Credits System

What is Credits System?

Credits are Morphic's way of measuring and allocating how much computing power each generation task uses, so you know what each generation costs before you start.

At a glance

Feature type
Resource allocation and usage management
Platform
Morphic
Key capability
Transparent per-generation credit cost display enabling intentional allocation of computational resources across a project workflow
How it fits in workflow
Credits are consumed each time a generation task is initiated. Creators review the credit cost before confirming each generation, allowing them to balance exploratory iterations with high-quality final productions across their available budget.

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How it compares

How it compares

Credits systemsubscription model

A subscription model provides access to a platform for a flat monthly fee without per-generation resource tracking. A credits system allocates a specific quantity of computational resource that is consumed as generations are produced. Credits give users direct visibility into the cost of each generation decision and encourage more intentional use; subscriptions provide unlimited access within any rate limits but remove per-task cost visibility.

Pro tip

Treat your credit budget like a production budget: front-load exploratory, lower-cost generations to establish direction, then concentrate credits on final-quality outputs once the visual approach is proven. Using a lighter model at lower resolution to test composition and timing before generating the final version with a premium model at full resolution consistently produces stronger results for the same credit spend.

Types and variations

  • Credit costs vary across generation types.
  • Image generations typically consume fewer credits than video generations.
  • Within video, shorter clips at lower resolutions cost fewer credits than longer, higher-resolution outputs.
  • Advanced or newer models tend to consume more credits per generation than lighter models, reflecting their greater computational requirements.
  • Some generation features, such as high-quality upscaling, compositing, or multi-pass refinement workflows, carry additional credit costs beyond the base generation.

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Common use cases

  • Allocating a credit budget across a multi-scene project to balance exploratory generation in early stages with high-quality final outputs.
  • Choosing lighter, lower-cost models during the prompt development and concept testing phase before switching to premium models for production-quality generations.
  • Reviewing credit costs before generating high-resolution video clips to ensure the available budget is sufficient for the full project scope.
  • Tracking credit usage across a team account to understand which types of generation are consuming the most resources and identify opportunities to optimise the workflow.

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All-in-one AI creative platform with simple, transparent pricing, no speed throttles, and an infinite Canvas for max creativity.

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FAQs

What is the Morphic credits system?
The Morphic credits system is the usage currency that allocates computational resources for AI generation tasks on the platform. Each generation consumes a number of credits based on its complexity, model, resolution, and duration.
How do credits work on Morphic?
Credits are deducted each time a generation task is completed. Before initiating a generation, users can see the credit cost, allowing them to make informed decisions about which models and settings to use within their available budget.
Why do different generations cost different amounts of credits?
Credit costs reflect the underlying computational resources required. Higher-resolution outputs, longer video durations, and advanced models require more processing power, which is represented as a higher credit cost per generation.
How can I use credits efficiently on Morphic?
Use lower-cost model and resolution combinations for exploratory and concept-testing generations, then allocate more credits to final-quality outputs once the creative direction is established. This approach maximises the quality of results per credit spent.
Do all Morphic models cost the same number of credits?
No. More advanced and computationally intensive models consume more credits per generation than lighter models. Creators can choose models based on the balance between output quality and credit cost that suits each stage of their workflow.
What happens if I run out of credits on Morphic?
When credits are depleted, additional credits can be purchased or a subscription renewal may be required depending on the account plan. Reviewing credit usage throughout a project helps avoid unexpected interruptions to the production workflow.
How does the credits system compare to unlimited generation platforms?
A credit-based system makes the computational cost of each generation visible and encourages intentional use, while unlimited generation access removes per-task cost awareness. Credits introduce a discipline that often leads to more considered prompt preparation and stronger results per generation.
Are there generation types on Morphic that cost more credits?
Yes. Video generations, higher-resolution outputs, longer clip durations, and generations using advanced models all consume more credits than shorter, lower-resolution image generations using lighter models. The credit cost for each task is displayed before generation begins.
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